ILLNESS/DISABILITY LIFE INSURANCE

A severe Chronic, Critical or Terminal Illness can befall us all. In addition Disability Insurance Is a Necessity for Any Person Earning an Income. Protect yourself now.

The future is unpredictable. Are you and your family prepared? Life insurance is traditionally designed to provide security for your loved ones in the event of your premature death. But what if you suffer a heart attack, stroke, or invasive cancer and don’t die? Would your family be able to maintain their standard of living if you were financially impacted by a serious illness? Well, we can buy all kinds of policies available in market, such as cancer care, critical care, long term care insurance etc. Do you know how much they will cost you if you buy them individually? What if I tell you can spend small portion of those money to buy one policy with those benefits, will you be interested in? You should have access to benefits you can use, while you are living.

​

Now think of another scenario...

​

If you were to become sick or hurt and unable to work, how would you continue paying for the place you call home? Or for the car your drive? Disability Life Insurance can protect your mortgage and car payments by providing you an income if you are sick or hurt and unable to work. Even if you don’t own a home, it provides you an income to cover your daily living expenses. Americans spend more than $250 a month on the latest technology and dining out. Yet, those same individuals haven’t taken the important step of buying disability life insurance because they perceive it to be “too expensive.” The average cost of an individual disability life policy is 1.5% to 3% of your income to protect about 55-65% of your income on a TAX-FREE basis.

​